emandate

Switch to Automated Payments
With eMandate

Bid adieu to the hassle of repeating payments by implementing eNACH-based eMandates for your business.
link.it makes recurring debit transactions quick and convenient by setting up a seamlessly automated eMandate process.

What is an eMandate?

An eMandate is a set of instructions given by a customer to financial institutions directing them to automatically & periodically debit money from the customer’s account.

eMandates employ the eNACH framework to automate highly tedious, time-consuming debit processes and enable businesses to streamline payments.

enach-mandate

link.it - Seamless Payments Leveraging eMandates

With link.it, businesses can expedite their periodic payments with a smart, automated procedure.
link.it enables mandates to be carried out quickly & securely. Our eNACH-powered end-to-end digital process enables users to create, authorize, edit, track & cancel eMandates from anywhere.

Choose The Right eMandate For Your Business

API eMandate

Availability : 50+ banks

Registration : Real-time

Success Rate : 70%

Corporate creates a request for customer’s mandate creation on SignDesk’s portal. Customer registers in real-time through a quick invite link which directs him to the destination bank via NPCI.

Aadhaar-Based eMandate

Availability : 370+ banks

Registration : Avg 3-5 days

Success Rate : Upto 80%

Corporate creates a request for customer’s mandate creation on SignDesk’s portal, post which the customer is directed to the CCA portal, where the mandate is digitally signed. The mandate is passed to the destination bank via NPCI for a TAT-based registration.

Physical Mandate

Availability: 1000+ banks

Registration: 5-10 days

Success Rate: 60%

Corporate creates a request for customer’s mandate creation on SignDesk’s portal, where a pre-populated mandate form with a QR code is available for signing & printing. The signed mandate is processed using the SDK to initiate the mandate process.

How the eMandate Process Works

eMandate employs intelligent processes to seamlessly automate your recurring transactions

The Registration

The Fund Transfer

KYC-Process
1
The corporate sends
a debit sheet request
to SignDesk
KYC-Process
2
SignDesk sends the
debit sheet request to
the destination bank
KYC-Process
3
Fund transfer is
initiated after
receiving a response
6
The amount is finally
credited to a corporate
bank account
KYC-Process
5
NPCI transfers the
amount to the sponsor
bank & then a nodal
account
KYC-Process
4
The amount
allocated is debited &
transferred to NPCI
KYC-Process
KYC-Process

1

KYC-Process

The corporate sends a debit sheet request to SignDesk

KYC-Process

SignDesk sends the debit sheet request to the destination bank

KYC-Process

2

KYC-Process

3

KYC-Process

Fund transfer is initiated after receiving a response

KYC-Process

The amount allocated is debited & transferred to NPCI

KYC-Process

4

KYC-Process

5

KYC-Process

NPCI transfers the amount to the sponsor bank & then a nodal account

KYC-Process

The amount is finally credited to a corporate bank account

KYC-Process

6

Why Your Business Should Automate With link.it

With link.it, periodic debit transactions become simple, quick, and efficient. The digital process automates
recurring payments instantly.

enach-mandate-Seamless payments
Seamless
Payments
enach-secure-debit
Debits Secured
By AFA
digital-mandate
Digital Customer
Journeys
automated-payments
Automated
Process
digital-payment
Remotely
Implementable
paperless-payments
Paperless
Transactions
business-payments
Improved Business
Efficiency
end-to-end-payments
End-to-End
Mandate Digitization
npci-mandate
NPCI
Compliant
realtime-payments
Real-Time
eMandate Service
emandate-user-friendly-dashboard
User-Friendly
Dashboard
Seamless-Integration- emandate
Quick &
Seamless Integration

Seamless
Payments

Debits Secured By
AFA

Digital Customer
Journeys

Automated
Process

Remotely
Implementable

Paperles
Transactions

Improved Business
Efficiency

End-to-End Mandate
Digitization

NPCI-
Compliant

Real-Time
eMandate Service

User-Friendly
Dashboard

Quick & Seamless
Integration

Secure Payments
Channel

Cost-Efficient
Process

Instant eMandate
Authentication

Which Industry Segments Need
eNACH-eMandate?

Financial Institutions

A large number of mandates are carried out on a daily basis in banks and Non-Banking Financial Companies (NBFC). By implementing link.it in their mandate processes, these organizations can effortlessly streamline bulk recurring debit transactions for loan repayments and securely manage mandates.
Financial institutions can observe a reduced turnaround time concerning their customers’ debit transactions using eMandate.
emandate-for-financial-institutions
emandate-for-educational-services

Educational Services

When carried out manually, school and college fee payments involve printing out several paper documents such as challans & payment receipts. These must be submitted to the relevant academic authorities for confirmation and storage, making the process highly tedious.
By implementing eNACH, educational institutions can experience improved efficiency concerning recurring student fee collection every semester.

Insurance Industries

Insurance firms have a high number of life, health, motor, and travel insurance policy creation and renewal processes happening daily. EMI payments for such insurance policy premiums can be automated using eMandate.
Insurance firms can invite customers to authorize the eNACH by simply using their net banking login credentials.
emandate-for-insurance-industries
emandate-for-entertainment-platforms

Entertainment Platforms

OTT platforms and entertainment subscription services can make recurring due payments convenient for their subscribers by providing them with an automated periodic payment solution.
Customers can enjoy watching their favorite movies and shows without missing out on new releases as the eMandate happens automatically as and when their subscription expires.

Our Clients

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logo-sidbi

FAQs

Enable Seamless Automated Payments For Customers