eNACH Variants Catering to Every Business Requirement

API eNACH

Register & authenticate eMandates via net banking or debit card through NPCI

Aadhaar eNACH

Register eNACH eMandates through an Aadhaar-linked mobile number

Physical NACH

Register & upload mandate details via QR code

Link.it - Innovative Features For Hassle-Free Debits

Automated Billing Cycles

NPCI-Compliant eNACH Mandates

AFA-Secure Transactions

Complete Paper-Free Process

eNACH Validation in Real-Time

Enhanced OperationalEfficiency

Manual mandate process takes 20-30 days for registration & implementation. Skip the delay & switch to eNACH automated eMandates today

Enable Seamless Periodic Debits With eNACH

Registration For eNACH

Place an eNACH request & enter mandate details

The payer is redirected to the bank or ONMAGS portal via a link

Payer enters credentials & the eNACH request is accepted/rejected

The process status is sent to NPCI & then shared with the payer

Fund Transfer Process Flow

Corporate requests a debit sheet

The request is sent on to the destination
bank

After the responseis received, a fund transfer is
initiated

The mandate amount is debited &
transferred
to NPCI

The amount istransferredto the sponsor
bank
account

The amount is
transferred
to a nodal
account & credited
to the corporate

Eliminate Friction in Recurring Debit Collections

The eNACH Advantage - Seamless Recurring Payments

Schedule & Automate Payment Cycles

You can set up repeating payments at flexible frequencies to conveniently debit mandate amounts at the start of every payment cycle.

Improved Customer Relationship

The convenience of automated online fund transfer eases periodic payments for customers, enabling your business to enhance customer loyalty.

Secure & Faster Approvals

eNACH electronic mandate offers a fast, compliant, & safe payment repetition process flow both your customers and your business can rely on.

Paperless Process Flow

Make your recurring payments paper-free by implementing electronic NACH-based mandates. Eliminate signing & dispatching mandate copies after every payment.

Automate eNACH Electronic Mandates

With customizations & an intuitive dashboard, managing recurring payments is easier than ever.

Multiple Process Flows

Customize eNACH mandate process flows to suit your requirements. Co-branding, SDKs, API & web-portal integrations offer a seamless workflow for your customers’ mandates

Bulk eMandate Upload

With link.it, businesses can manage high-volume mandate processes with ease. The bulk mandate upload option enables you to initiate numerous eNACH mandates & streamline periodic payments.

Customer Invite Email/SMS

Your customers can authenticate eMandates from the comfort of their homes. Utilize pre-existing templates to invite customers to register eMandates over SMS or email.

Customer Invite Email/SMS

Your customers can authenticate eMandates from the comfort of their homes. Utilize pre-existing templates to invite customers to register eMandates over SMS or email.

eNACH: Easing Payment Accumulation For Industry Segments

Finance Industry

Banking institutions & NBFCs can automate loan repayment & EMI collection through eNACH. It enables finance organizations to manage bulk repeating payment processes seamlessly.

Entertainment Sector

Subscription payments become all the more convenient for OTT platform subscribers with online mandates. They can automate customers’ subscription fee payments using debit cards or net banking services.

Insurance Services

Insurance companies can ease their customers’ policy premium payment cycles via electronic NACH mandates.

Ed-Tech Firms

Courses and their fee collection is a hassle that ed-tech firms can eliminate by automating eNACH mandates.

Medical Industry

Healthcare sector can automate EMI payments for medical insurance & equipments by implementing eNACH mandates.

FAQ’s

NACH debit is an NPCI product designed to give banks a more effective mandate-based debit service.

The sponsor bank, destination bank, merchant, & NPCI are the stakeholders in the eMandate registration process.

NACH debits are flexible, reliable, & safer than traditional cards that can be lost or stolen. Also, NACH debits can be set up to expire whenever needed, which makes them better for recurring payments.

eNACH is governed by the NPCI, whereas eMandates are regulated by individual banking institutions.

API eNACH - Real-time registration Aadhaar-Based eNACH - 2 days Physical Mandate - 10-15 daysCreate Seamless Payment Experiences

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